The GST/HST Credit 2025 is one of the most helpful tax benefits provided by the Canada Revenue Agency to support low- and middle-income Canadians. This non-taxable payment helps individuals and families offset the cost of the Goods and Services Tax (GST) and Harmonized Sales Tax (HST). In 2025, eligible recipients can receive up to $533 direct deposit from the CRA, depending on their income and family size. Let’s explore who qualifies, when the payments will be made, and how you can check your payment schedule through your CRA My Account.
Who Can Receive the GST/HST Credit in 2025
To qualify for the GST/HST Credit 2025, Canadians must meet specific eligibility requirements set by the Canada Revenue Agency. Generally, applicants must be at least 19 years old, have filed their income tax return, and be a resident of Canada for income tax purposes. The credit amount is calculated based on your net family income and number of dependents. The CRA automatically reviews your tax return and notifies you if you’re eligible. This means no separate application is needed to receive your GST/HST payment directly into your bank account.
GST/HST Credit Payment Dates for 2025
The CRA issues GST/HST credit payments four times a year, typically in January, April, July, and November. For 2025, recipients can expect their direct deposit payments around these scheduled months. Each quarterly payment is designed to ease the financial burden of day-to-day expenses caused by the rising cost of goods and services. If you have opted for direct deposit, your funds will arrive automatically in your bank account on the scheduled date. Otherwise, a cheque will be mailed to your registered address by the Canada Revenue Agency.
How to Check Your GST/HST Payment Status
Canadians can easily verify their GST/HST credit status using the CRA My Account portal. After logging in, navigate to the “Benefits and Credits” section to view your payment history, next payment date, and total amount. You can also update your banking details or address to ensure there are no payment delays. For those who do not have online access, the CRA automated phone service can provide the same information by verifying your personal details. It’s crucial to keep your tax filings up to date to avoid interruptions in receiving your benefits.
GST/HST Credit 2025 Payment Table
| Category | Maximum Annual Amount | Quarterly Payment | Payment Dates (2025) |
|---|---|---|---|
| Single Individual | $325 | $81.25 | Jan 5, Apr 5, Jul 5, Nov 5 |
| Married/Common-Law | $427 | $106.75 | Jan 5, Apr 5, Jul 5, Nov 5 |
| Each Child (Under 19) | $157 | $39.25 | Jan 5, Apr 5, Jul 5, Nov 5 |
| Maximum Benefit | $533 | $133.25 | Jan 5, Apr 5, Jul 5, Nov 5 |
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FAQs on GST/HST Credit 2025
1. How do I qualify for the GST/HST Credit?
You must file your income tax return and meet CRA’s income and residency requirements.
2. When will I receive my GST/HST Credit in 2025?
Payments are made quarterly — in January, April, July, and November.
3. How much will I get from the GST/HST Credit?
The maximum amount for 2025 is up to $533 per individual, depending on income and family size.
4. Can I update my banking details for payment?
Yes, you can update your banking information anytime through your CRA My Account.
